Bilt Mortgages
Your Dedicated Brisbane Mortgage Broker
Turning first home buyers into home owners and assisting savvy property investors add to their portfolios
Other Services we provide:
- Residential purchases and refinances.
- Investment property loans and refinances.
- First-home buyers, including guidance through the process and the use of the FHG scheme.
- Government schemes and grants.
- Full pre-approvals.
- Pre-auction pre-approvals.
- Land and home lending.
- Off-the-plan lending.
- Guarantor loans.
- Renovation loans.
- Land-only loans.
Specialised & Niche Residential Lending.
- Reverse mortgages.
- Bridging loans, including for divorce cases, to protect the clients’ credit scores.
- Construction loans.
- Owner builder loans.
- Modular/Tiny home lending.
- Low doc/Alt doc loans.
- Lending for unusual incomes (Crypto income, influencers).
- Ethical green lenders, excellent customer service lenders on the panel.
- Unordinary securities (rural, large lots, island lending, farms, boarding homes, several units on one title, heritage homes, smaller than 40 sqm).
Commercial,
Investment, and Business Lending.
- Commercial property purchases and refinances.
- SMSF lending.
- Business lending—overdrafts, lines of credit, invoice financing, and cash-out.
- Development Finance.
Professional & Expat Lending.
- Non-resident/Expat lending.
- Medical professional loans.
- Certain professionals’ LMI waivers.
Debt Management & Loan Structuring.
- Tax debt consolidation.
- Second mortgages.
- Restructuring through refinance (adding an applicant for servicing, cash out, investment property splits, restructuring for tax benefits).
Loan Features & Rate Management.
- Rate reviews to help clients obtain competitive rates from existing lenders.
- Adding features (Offset account, Rate lock before purchasing).
Educational Support & Guidance.
- Initial guide on how to prepare for a home loan/purchase and supply of valuable educational materials.
- Free digital property reports.
- Finance & Mortgage Education Hub – A collection of blog articles, market updates, loan guides, and explanations of key terms to help clients navigate the lending process with confidence.
