Blogs

Spring market preparation 2025. Spring often brings more homes to the market, but it also means more buyers are out and about. If you’re hoping to buy your first home this spring, preparing now can help you feel ready and informed when opportunities appear. Here are a few ways to get ready: Understand how pre-approvals work and […]

RBA holds cash rate The Reserve Bank of Australia (RBA) has decided to keep the cash rate on hold at 3.85 per cent at its latest meeting. With inflation trending lower, it’s looking like borrowers can expect another cash rate cut soon. Read today’s official statement on the RBA’s website The latest figures from the

Planning to purchase a property in the near future? Here’s what you can do today to optimise your chances of being approved for a home loan down the track. ✅ Do your research It’s a good idea to do some research and start thinking about what kind of home loan may suit your needs. If

It’s almost the end of the financial year (EOFY), which means tax time is fast approaching. If you’re a property investor, it’s the perfect opportunity to assess your property’s financial performance in the past 12 months and to give your finances a health check. Here’s a quick EOFY financial health checklist: Is your home loan

If you’re looking to buy a property, it’s important to remember that your gambling habits could be taken into account when you apply for a home loan. Your lender will look at any track record of gambling when assessing your financial situation and ability to repay the mortgage. Not only could gambling jeopardise your chances

When it comes to taking out a home loan, all the options can be overwhelming. Should you go with a Big Four bank or a lender that’s less known? Is it best to choose a variable home loan or a fixed-rate loan in today’s lending environment? With so many questions to ponder, it’s little wonder

Tax time might not be everyone’s favourite season, but it it’s a great chance to tidy up your finances. If you own an investment property, it’s important to be aware of all of the tax deductions that could be available to you and plan smartly for the year ahead. Below is some general guidance, along

Retirement often conjures up images of afternoons on a golf course or adventures in a motorhome, of growing your own vegetables or spending quality time with the grandkids- Are you retirement ready? In order to have the retirement you’ve always dreamed of, it’s important to plan ahead. Here are some key considerations. When do you

RBA Rate Cut. It’s the news homeowners across the nation love hearing. The Reserve Bank of Australia (RBA) has slashed the cash rate 0.25 percentage points, bringing it down to 3.85 per cent. The announcement comes after inflation continued to drop in the March quarter. Read today’s official statement on the RBA’s website   The

If you’re planning to build your own home, a construction loan could help finance your project. Unlike standard home loans, construction loans provide funds progressively in stages as your new home is built. Here are a few of the key points you should consider. A quick guide to construction loans Construction loans differ significantly from