Blogs

For many Australians, the path to property ownership looks different to what it did a decade ago. With property prices remaining high in many popular suburbs, buyers are increasingly exploring alternative ways to enter the market without putting their lifestyle on hold. One strategy that continues to gain attention is rentvesting. While market conditions have

Purchasing, selling or renting a property involves sharing personal information, signing important documents and transferring large sums of money. While these processes are generally safe, it pays to understand some of the common warning signs that can arise throughout a property transaction. According to the National Anti-Scam Centre, Australians reported losing more than $2 billion

Buying your first home can sometimes feel like a race against the market. For years, many buyers faced rising prices, fierce competition and the pressure to act quickly when the right property became available. Today’s market is looking a little different. With more properties available in many areas and less competition than we’ve seen in

Spring is traditionally the busiest time of the year in the property world. More sellers tend to list their properties during this season, when gardens are looking their best and pleasant weather makes weekend open homes and moving house easier. Many families also like to purchase in spring so that they can settle into their

It’s been a challenging few months for property investors. Changes to negative gearing and the capital gains tax (CGT) discount have fundamentally shifted the landscape for investors and prompted many to rethink their purchasing plans. From 1 July 2027, negative gearing for residential property investments will be limited to new builds, while the 50 per

Many homeowners have a rough idea of what their property is worth, but fewer understand how the equity they’ve built up could support future financial goals. Whether you’re considering renovations, upgrading, purchasing an investment property or simply exploring your options, understanding equity can be an important starting point. Let’s take a closer look at how

The Federal Government’s negative gearing and Capital Gains Tax (CGT) reforms represents a significant shift in how future property investments will be treated for tax purposes. For investors considering their next purchase, the changes may influence everything from the type of property they buy to how they assess cash flow and long-term returns. Legislated, many

When you’re planning to buy your first home or investment property, getting your head around all the jargon can feel overwhelming. One term you’re likely to come across is ‘conditional pre-approval’. Many buyers think conditional pre-approval means they’re ready to purchase a property immediately. However, conditional pre-approval is only one step in the lending process.

You might be earning the same income as you were six months ago, but that doesn’t necessarily mean you can borrow the same amount. Understanding your borrowing capacity is an important step before you start your home-buying journey. Your borrowing capacity is influenced by a range of factors, and it can change over time, even

Few decisions have a bigger impact on your financial future than buying a property. Whether it’s your first home, your next home or an investment property, getting the finance right can make a significant difference for years to come. So why are more Australians choosing to work with a mortgage broker when making such an