The Federal Budget has just been announced. For self-employed Australians and small business owners, there are some meaningful changes worth knowing about. Here are a few key points to consider: Buy equipment or assets now – and claim the full cost this year: The $20,000 instant asset write-off is now permanent for businesses with turnover up to […]
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The Federal Budget introduced some important changes for property investors, but the impact will differ depending on when you bought or plan to buy. If you already own an investment property Properties held before 12 May 2026 are fully grandfathered, so the new changes should not affect how those existing investments are treated under the current rules.
Changes to Capital gains tax and Negative gearing Read More »
The Government has announced its Federal Budget, delivering some of the biggest changes to Australia’s housing market in years. If you’re thinking about buying your first home, there’s a lot to be positive about. You can still buy with just a 5% deposit The Government’s Home Guarantee Scheme continues, meaning eligible first home buyers can enter
The recent Federal Budget saw the Government announce changes to the electric car Fringe Benefit Tax (FBT). If you’re considering buying or leasing an electric vehicle through work, here’s what you need to know. From now until 31 March 2027 The current full FBT exemption remains in place until 31 March 2027. During this time, eligible battery
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The 30th of June is fast approaching. For property investors, it’s a natural time to review your position and get records in order before the financial year closes. This year there’s an added reason to take stock. The Federal Budget introduced changes to negative gearing and capital gains tax that will affect how residential property
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Have property prices already peaked and is now the right time to buy? This is a question that many aspiring homeowners are weighing up. While it’s difficult to predict exactly where the market will peak or trough, many investors focus on longer-term trends rather than short-term movements. With the Federal Budget reshaping the investment landscape
Have we reached the peak in property prices? Read More »
Getting finance when you’re self-employed can sometimes feel more complex than it is for salaried employees, but it’s far from out of reach with the right preparation and paperwork. There may be a few extra steps along the way, but being prepared can help put you in a stronger position when applying for a home
Self-employed home loan options you might not know about Read More »
The Reserve Bank of Australia (RBA) has raised the cash rate by 0.25% to 4.35% – the third hike of 2026. With Australia’s annual Consumer Price Index (CPI) climbing to 4.6% in the March quarter, its highest level since September 2023, the RBA has acted again as it continues to try to rein in inflation.
RBA raises the cash rate again Read More »
Property investors may be motivated by different goals. With changing market conditions and some areas seeing slower price growth, some investors may be placing greater focus on rental yield and cash flow rather than capital growth alone. This shift may influence both property selection and financing decisions. If you’re considering investing in property, here’s what
Why investors are focusing on rental income in 2026 Read More »
With interest rates rising, many borrowers are taking the time to review their home loan arrangements. A review of your loan structure may assist in managing repayments, subject to your individual circumstances. Offset accounts and redraw facilities are features offered on some home loans. When used appropriately, they may help reduce the interest payable and
Offset or redraw: Things to consider as rates rise Read More »