September 2025

Cash rate on hold

Cash rate on hold.

The Reserve Bank of Australia (RBA) has kept the cash rate on hold at 3.60 per cent, after the latest inflation figures came in higher than expected. Read today’s official statement on the RBA’s website. Headline inflation rose 3.0 per cent over the year to August, up from 2.8 per cent in July. This is […]

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Home Guarantee Scheme Changes.

The highly anticipated expansion of the Home Guarantee Scheme has been brought forward to now begin on 1 October 2025, with new property price caps announced. What’s changing? Unlimited places – All Australian first home buyers who have saved a 5% deposit can apply. No income caps – First home buyers with higher incomes can also access

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Refinancing is on the rise

Refinancing is on the rise

Refinancing is on the rise – what’s driving the trend? With interest rates falling this year, more Australians are taking a fresh look at their home loans. In fact, close to 100,000 borrowers refinanced in the June quarter alone – that’s 21% higher than the same time last year. Put simply, more than 1,000 loans are being

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