Offset account review. Your offset account may help you reduce interest charged, but only if it is linked and working correctly. ASIC is encouraging home loan customers to check their offset accounts after a recent review found weaknesses in how some accounts were set up, monitored and managed. This does not mean your offset is […]
Offset account review. Read More »
The Federal Government’s negative gearing and Capital Gains Tax (CGT) reforms represents a significant shift in how future property investments will be treated for tax purposes. For investors considering their next purchase, the changes may influence everything from the type of property they buy to how they assess cash flow and long-term returns. Legislated, many
Are property investors changing course after the new negative gearing reforms? Read More »
When you’re planning to buy your first home or investment property, getting your head around all the jargon can feel overwhelming. One term you’re likely to come across is ‘conditional pre-approval’. Many buyers think conditional pre-approval means they’re ready to purchase a property immediately. However, conditional pre-approval is only one step in the lending process.
Home loan pre-approval: What you need to know before house hunting this spring Read More »
You might be earning the same income as you were six months ago, but that doesn’t necessarily mean you can borrow the same amount. Understanding your borrowing capacity is an important step before you start your home-buying journey. Your borrowing capacity is influenced by a range of factors, and it can change over time, even
Has your borrowing power changed? Read More »
Today, the Reserve Bank of Australia (RBA) left the cash rate unchanged at 4.35%, signalling a cautious approach as it continues to assess the path of inflation. While Australia’s annual Consumer Price Index (CPI) slowed in June, underlying inflation remained steady, suggesting price pressures are easing only gradually. At the same time, the property market
RBA holds cash rate August 2026. Read More »
Few decisions have a bigger impact on your financial future than buying a property. Whether it’s your first home, your next home or an investment property, getting the finance right can make a significant difference for years to come. So why are more Australians choosing to work with a mortgage broker when making such an
Why more than 8 in 10 borrowers are choosing mortgage brokers Read More »
Renovating an investment property can help attract quality tenants, improve rental returns and potentially add value to your property. But before choosing paint colours or collecting quotes, it’s worth understanding how you’ll fund the project. Many investors focus on the renovation itself and overlook the impact their funding choice can have on cash flow, borrowing
Planning an investment property renovation? Here are your finance options Read More »
After years of fierce competition, fast-rising prices and crowded auction weekends, the market is beginning to show signs of a shift. More properties are being listed for sale, homes are taking longer to sell, and buyers are becoming increasingly selective about what they’re willing to pay. One of the clearest signs of this changing market
What’s driving the drop in auction clearance rates? Read More »