Blogs

While some property investors prioritise rental yield – that is, how much income a property earns, as a percentage of its value – others see capital growth as the ultimate objective. There is no guaranteed way to predict the future capital growth of a suburb, but there are growth indicators that can be a strong […]

Following three cash rate cuts so far this year, the lending and borrowing environment in Australia has changed drastically. As a result, more and more borrowers are breaking out of ‘mortgage prison’ and refinancing their home loans to more competitive options. If you’ve been trapped with the same lender for some time, you may be

First home buyers can now purchase a property with as little as 5 per cent deposit without copping lenders’ mortgage insurance, after the government’s expanded First Home Guarantee Scheme came into effect on 1 October. It’s expected that 70,000 first home buyers will make the most of the scheme in its first year of expanded access. If

From 1 October 2025, the government’s First Home Guarantee scheme will expand, making it possible for more Australians to buy a home with a deposit as low as 5%. Whether you’re preparing to buy your first property or simply watching how the market shifts, these updates could play a big role in shaping your plans

Buying a home comes with one of the biggest decisions you’ll face – do you go for a brand new build or choose an established property? Each option has its own advantages and trade-offs, and your choice often depends on your goals, lifestyle and budget. Housing Industry Association (HIA) research found sales of new detached

Refinancing is on the rise – what’s driving the trend? With interest rates falling this year, more Australians are taking a fresh look at their home loans. In fact, close to 100,000 borrowers refinanced in the June quarter alone – that’s 21% higher than the same time last year. Put simply, more than 1,000 loans are being

If you’re planning to buy your first home this spring, you’re not alone. It’s one of the busiest times in the property market, with more listings and more competition. That’s why it’s important to be well prepared. Beyond interest rates, there are other features that can make a big difference to your loan and how

Buying an investment property in another state or territory can open the door to a range of new opportunities. From more affordable price points to higher rental yields and market diversification, there are plenty of reasons to look beyond your own backyard. But investing interstate also requires careful planning, local insight, and the right financial

Inflation has been heading in the right direction, and the Reserve Bank of Australia has cut the cash rate three times in 2025. So, is now a good time to refinance? The decision as to whether to refinance depends largely on your individual situation and goals. Here are a few key considerations to think about

With today’s cost-of-living pressures, winter can be a challenging time financially for households, especially with soaring electricity and gas bills. Here are some tips to manage your energy costs this winter and keep the household budget in check. 1) Be smart about heating Firstly, choose your heating wisely. According to Choice, reverse-cycle air con is the