Blogs

Property investment looks different for everyone, with no single approach suiting every situation. As market conditions, lending rules and affordability, continue to change, planning and preparation are becoming an increasingly important part of the conversation for investors. With a new year underway, many property investors are reviewing their goals and plans for the months ahead. […]

As interest rates shift and the property market evolves, your mortgage may not be something you set and forget. Just like your financial goals, your home loan needs can change over time, which is why it’s worth checking in regularly. If you haven’t reviewed your loan in a while, now could be a good time

Well, that’s almost a wrap on 2025 and what a year it’s been for the property market. Let’s take a look at some of the highlights from 2025 and see what aspiring property purchasers can expect from 2026. Looking back on 2025 Interest rates came down The Reserve Bank of Australia (RBA) started the year with a

Buy now, pay later. Sounds convenient and harmless, right? It’s no surprise that Buy Now, Pay Later (BNPL) services like Afterpay have surged in popularity as it lets you split purchases into smaller, interest-free instalments (as long as you pay on time). In fact, the value of BNPL transactions in Australia is expected to jump from about

For many young Australians, home ownership can feel more like a distant dream than something within reach. Rising living costs, strong property price growth and slow wage increases have put real pressure on those hoping to buy their first home. Research by Deloitte Access Economics earlier this year, highlighted just how challenging the landscape has become. Average

Imagine waking up in a cosy mountain retreat or in a beach shack overlooking the ocean – all in your very own holiday home. Sounds dreamy, right? Whether you’re after a sea change, a tree change, or simply a place to unwind, investing in a holiday home can be an attractive way to diversify your

The festive season is a time to celebrate, relax and connect with loved ones, but it can also put extra pressure on the household budget. With the rising cost of living, a little planning can go a long way towards keeping the season merry without overspending.The festive season can be expensive, especially with the current

Home prices continue to climb across Australia. In October, national dwelling values rose 1.1% – the strongest monthly gain since June 2023. Several factors are fuelling the uptick in growth. One is the lack of housing supply in many markets. The expansion of the Australian Government’s 5% Deposit Scheme from 1 October also saw a surge in first

While some property investors prioritise rental yield – that is, how much income a property earns, as a percentage of its value – others see capital growth as the ultimate objective. There is no guaranteed way to predict the future capital growth of a suburb, but there are growth indicators that can be a strong

Following three cash rate cuts so far this year, the lending and borrowing environment in Australia has changed drastically. As a result, more and more borrowers are breaking out of ‘mortgage prison’ and refinancing their home loans to more competitive options. If you’ve been trapped with the same lender for some time, you may be