Blogs

If you’re looking to buy your first home in 2026, one of the first big questions is whether an apartment or a house makes more sense for you, which often comes down to your lifestyle, financial situation and what you’re working towards. Each option comes with its own benefits and trade-offs, so understanding the differences […]

With interest rates rising in recent months, many Australians have seen their mortgage repayments increase. As a result, more homeowners are starting to ask whether refinancing their home loan could help them reduce costs or improve their loan structure. In fact, refinancing activity has surged. Last year, more than 640,000 homeowners switched their home loan, representing a

Nothing compares to that feeling of buying your first home. If you’re planning a 2026 property purchase, saving the deposit is often one of the biggest hurdles. Careful planning and perseverance can play a role in working towards this goal. Here are some tips to help you work towards your savings target. Set a savings

Property investment looks different for everyone, with no single approach suiting every situation. As market conditions, lending rules and affordability, continue to change, planning and preparation are becoming an increasingly important part of the conversation for investors. With a new year underway, many property investors are reviewing their goals and plans for the months ahead.

As interest rates shift and the property market evolves, your mortgage may not be something you set and forget. Just like your financial goals, your home loan needs can change over time, which is why it’s worth checking in regularly. If you haven’t reviewed your loan in a while, now could be a good time

Well, that’s almost a wrap on 2025 and what a year it’s been for the property market. Let’s take a look at some of the highlights from 2025 and see what aspiring property purchasers can expect from 2026. Looking back on 2025 Interest rates came down The Reserve Bank of Australia (RBA) started the year with a

Buy now, pay later. Sounds convenient and harmless, right? It’s no surprise that Buy Now, Pay Later (BNPL) services like Afterpay have surged in popularity as it lets you split purchases into smaller, interest-free instalments (as long as you pay on time). In fact, the value of BNPL transactions in Australia is expected to jump from about

For many young Australians, home ownership can feel more like a distant dream than something within reach. Rising living costs, strong property price growth and slow wage increases have put real pressure on those hoping to buy their first home. Research by Deloitte Access Economics earlier this year, highlighted just how challenging the landscape has become. Average

Imagine waking up in a cosy mountain retreat or in a beach shack overlooking the ocean – all in your very own holiday home. Sounds dreamy, right? Whether you’re after a sea change, a tree change, or simply a place to unwind, investing in a holiday home can be an attractive way to diversify your

The festive season is a time to celebrate, relax and connect with loved ones, but it can also put extra pressure on the household budget. With the rising cost of living, a little planning can go a long way towards keeping the season merry without overspending.The festive season can be expensive, especially with the current