After years of fierce competition, fast-rising prices and crowded auction weekends, the market is beginning to show signs of a shift. More properties are being listed for sale, homes are taking longer to sell, and buyers are becoming increasingly selective about what they’re willing to pay. One of the clearest signs of this changing market […]
What’s driving the drop in auction clearance rates? Read More »
With property prices easing in some markets and recent federal budget housing tax reforms appearing to reduce investor competition, conditions may be becoming more favourable for first-home buyers. In this type of environment, there could be more choice, less pressure and more room to negotiate than we’ve seen in recent years. Buying your first home can feel
5 tips for first-home buyers to kick off the new financial year Read More »
Australia’s property market is moving through a softer phase. Rising interest rates, stretched affordability, and the federal budget’s tax reforms have eased buyer demand. This is particularly evident across Sydney, Melbourne, and Canberra, where prices have drifted lower since the start of the year. Conditions vary considerably by location, property type, and price bracket. While some markets continue to
What a softer market means for investors and owner-occupiers Read More »
With the cash rate on hold, many borrowers are taking a closer look at their home loans. If you haven’t reviewed yours in a while, it may be worth exploring whether your current loan still suits your situation. With cost-of-living expenses still stretching household budgets, even a small reduction in your interest rate could make a meaningful difference to
Is refinancing still worth considering? Read More »
The Reserve Bank of Australia (RBA) has held the cash rate steady at 4.35% at its June meeting. This decision is giving mortgage holders a moment to catch their breath after three consecutive increases earlier this year. The decision to pause reflects a more cautious approach from the board as it waits to see how
RBA Holds cash rate Read More »
The Federal Budget has just been announced. For self-employed Australians and small business owners, there are some meaningful changes worth knowing about. Here are a few key points to consider: Buy equipment or assets now – and claim the full cost this year: The $20,000 instant asset write-off is now permanent for businesses with turnover up to
Self-employed and SME Read More »
The Federal Budget introduced some important changes for property investors, but the impact will differ depending on when you bought or plan to buy. If you already own an investment property Properties held before 12 May 2026 are fully grandfathered, so the new changes should not affect how those existing investments are treated under the current rules.
Changes to Capital gains tax and Negative gearing Read More »
The Government has announced its Federal Budget, delivering some of the biggest changes to Australia’s housing market in years. If you’re thinking about buying your first home, there’s a lot to be positive about. You can still buy with just a 5% deposit The Government’s Home Guarantee Scheme continues, meaning eligible first home buyers can enter
The recent Federal Budget saw the Government announce changes to the electric car Fringe Benefit Tax (FBT). If you’re considering buying or leasing an electric vehicle through work, here’s what you need to know. From now until 31 March 2027 The current full FBT exemption remains in place until 31 March 2027. During this time, eligible battery
Tax discounts for EV Read More »
The 30th of June is fast approaching. For property investors, it’s a natural time to review your position and get records in order before the financial year closes. This year there’s an added reason to take stock. The Federal Budget introduced changes to negative gearing and capital gains tax that will affect how residential property
Get EOFY as a property investor Read More »