Planning to purchase a property in the near future? Here’s what you can do today to optimise your chances of being approved for a home loan down the track. ✅ Do your research It’s a good idea to do some research and start thinking about what kind of home loan may suit your needs. If

It’s almost the end of the financial year (EOFY), which means tax time is fast approaching. If you’re a property investor, it’s the perfect opportunity to assess your property’s financial performance in the past 12 months and to give your finances a health check. Here’s a quick EOFY financial health checklist: Is your home loan

If you’re looking to buy a property, it’s important to remember that your gambling habits could be taken into account when you apply for a home loan. Your lender will look at any track record of gambling when assessing your financial situation and ability to repay the mortgage. Not only could gambling jeopardise your chances

When it comes to taking out a home loan, all the options can be overwhelming. Should you go with a Big Four bank or a lender that’s less known? Is it best to choose a variable home loan or a fixed-rate loan in today’s lending environment? With so many questions to ponder, it’s little wonder

Tax time might not be everyone’s favourite season, but it it’s a great chance to tidy up your finances. If you own an investment property, it’s important to be aware of all of the tax deductions that could be available to you and plan smartly for the year ahead. Below is some general guidance, along

Retirement often conjures up images of afternoons on a golf course or adventures in a motorhome, or growing your own vegetables or spending quality time with the grandkids- Are you retirement ready? In order to have the retirement you’ve always dreamed of, it’s important to plan ahead. Here are some key considerations. When do you

If you’re planning to build your own home, a construction loan could help finance your project. Unlike standard home loans, construction loans provide funds progressively in stages as your new home is built. Here are a few of the key points you should consider. A quick guide to construction loans Construction loans differ significantly from

Negative gearing is a popular investment strategy in Australia, but it’s also a term that often comes up in the media, particularly when there’s an election looming, like right now. Let’s take a look at what it means, what capital gains tax (CGT) is and why you need to know about these terms if you