With today’s cost of living pressures and the median dwelling value in Australia now at $794,000, many young Australians feel like they’ll never be able to enter the property market. However, it’s important to remember there’s no one-size-fits-all approach to buying your first property. For some, it could be a home to live in. For others, […]
Rentvesting: an option for first-time buyers Read More »
Applying for a home loan is both exciting and stressful. When you are successful, there’s nothing like receiving that green light from a lender to say you’re on the home run to securing your dream home. But it’s important to be aware that even if you do have pre-approval, you can be knocked back for
5 common reasons home loan applications are rejected Read More »
When you’ve been scrolling through marketing photos of a property and you finally set foot in it at an inspection, it can be easy to get swept up in the moment. Home stylists can be very clever at making you fall in love with a property. It’s their job to help you imagine yourself living
Questions to ask during an inspection Read More »
As the new year begins and the daily grind resumes, many Australians are dreaming of swapping city life for the charm of the coast. What was once primarily about lifestyle is now a practical choice for many. But before packing your bags for the coast, here are key factors to consider: 1. Is coastal living
Dreaming of a sea change? Here’s what to consider before making the move Read More »
2025 is shaping up to be a year of opportunities in the property market. With predictions of interest rate cuts coming this year, it’s an exciting time whether you’re considering buying a new home, refinancing, or exploring investment options. As your mortgage broker, I’m here to help you make confident decisions in this evolving landscape.
How a mortgage broker can help you this year Read More »
Homeowners have been waiting with bated breath to see when the Reserve Bank of Australia (RBA) will cut the cash rate. It’s been on hold at 4.35% since November 2023. Some hoped a cash rate cut may come after the US Federal Reserve cut interest rates by 0.50 per cent last month, joining other countries
When will interest rates drop? Read More »
When you rent out your investment property, you can choose to manage the property yourself or get a professional property manager to do the hard yards for you. The key benefit of getting someone else to manage your property is the convenience factor. You won’t be the one organising tradespeople if the property floods or
5 tips for choosing a property manager for your rental Read More »
In a fast-moving property market, timing is everything. You may find your dream home before selling your current one, but without the right financial solution, you could miss out. That’s where a bridging loan can help. A bridging loan allows you to buy your next home before selling your current property, giving you the financial flexibility to
Bridging Loans: A solution for buying before selling Read More »
Settlement day marks the long-awaited moment when you become the legal owner of your new home, and while it’s thrilling, it can also bring a few last-minute challenges. With the right preparation, though, you can help ensure a smooth handover and avoid surprises. Here’s your guide to navigating potential settlement pitfalls and making your big
3 must-know tips to limit surprises on settlement day Read More »
When you’re new to buying property, choosing a home loan can be overwhelming. There are dozens of different lenders out there all offering different types of mortgages. So, which is right for you? A mortgage broker can help you select the right home loan, based on your specific financial situation and goals. Here are some
What type of home loan do I need? Read More »